With flood events seeming to be in the news every other week, and the future insurability of homes being questioned, these reports are now becoming a pre-requisite for every transaction
Landmark Flood
Landmark provides environmental and other location-based risk information to the residential and commercial property sectors in England, Wales and Scotland.
Originally known as Homecheck Flood this report has been improved and relaunched as Landmark Flood. High Risk reports receive an assessment of a qualified Flood Risk Consultant rather than relying on data alone to inform whether a report has a Further Action outcome, reducing the number of false positives that are flagged and meaning more Passed reports.
Flood report offers a desktop analysis of flood risk, taking into consideration flood defences and insurability.
This report examines sources of flood risk such as river, coastal, surface and groundwater, complete with an online map viewer that explores the risks in further detail.
The Landmark Flood report complies with the relevant Law Society practice notes on flood risk in property transactions.
| Key Features | Why this matters |
|---|---|
| Flood analysis considers the height of the land to determine specific risks more accurately. | Identifies less obvious areas where flood risk may be present. |
| Uses reliable data from JBA Consulting, Environment Agency and Geosmart. | Clients know the information used is from trusted sources. |
| Online viewer provides interactive maps and clear interpretation of the data. | Allows greater examination of the local area. |
| Comes with recommendations from in-house environmental experts. | Offers clear and positive guidance on the way forward for clients. |
| All reports are backed by £10 million professional indemnity insurance. | All professional parties involved in the property transaction are covered by the indemnity insurance. |
Groundsure Flood Search
One in six homes in England and Wales are at some risk of flooding. Surface water flooding events are caused by heavy rainfall, high groundwater levels and tidal and river flooding. Each can pose significant threats to land and property.
The Groundsure Flood Search uses a detailed water and drainage risk model devised by industry experts. The report provides detail on all potential flood hazards, not only river and tidal threats, using the most up-to-date data from the Environment Agency and the British Geological Survey.
Written in plain English and delivered in an easy-to-read format, the Groundsure Flood Search delivers the essential information on flood risk quickly and efficiently to conveyancers.
| Key Features | Why this matters |
|---|---|
| Includes river and coastal flood risk data, including RoFRaS, flood defences and proposed flood defence schemes. | Uses the most up-to-date data from the Environment Agency. |
| Provides surface water (pluvial) data from JBA Risk Management. | Informs a buyer of potential surface water flood risk. |
| Uses groundwater flooding susceptibility data from the British Geological Survey. | Provide important data on groundwater flooding. |
| Includes record historic flood events flood risk insurability likelihood from JBA Risk Management. | Gives buyer information on insurability. |
| Includes JBA floodability rating and flood re-statement. | Provides essential information on re-statement after a flood event. |
| £10 million PI insurance on any one claim. | All professional parties involved in the property transaction are covered by the indemnity insurance. |
Flood Solutions Commercial
Data included within the report:
The major cause of flooding in urban areas is from surface water, the Environment Agency and Local Authorities use the risk and approximate depth data for emergency planning and development purposes
The Risk of Flooding from Rivers and Sea (ROFRS) data supplied by the Environment Agency is recommended by the Association of British Insurers, as a reliable indication of the insurability for small businesses
Dam break data from JBA Consulting identifies flood risk from failed local dams
The Environment Agency provide complete information on surrounding watercourses, including culverted rivers and streams
Information on sewer flooding supplied by the local drainage and water company
Detailed flood risk maps and high-resolution aerial photographs with a 500m radius will also be included.
Groundsure Floodview
Groundsure Floodview is a comprehensive flood risk search for commercial properties. It includes a fully interpreted flood-risk assessment and a view on the likely availability of flood risk insurance for the property.
The report uses a detailed water and drainage risk model to provide detail on all potential flood hazards, including surface water, groundwater and tidal and rival flooding, with each hazard indicated on separate maps for easy reference.
Groundsure Floodview complies with the relevant Law Society practice notes on flood risk in property transactions. Searches UK offers the standard Groundsure Floodview Search up to 15ha, but should you require this for a larger area, please do contact us.
| Key Features | Why this matters |
|---|---|
| Identifies risks from river and coastal flooding, as well as historic flood. | Ensures client is fully informed on current flood risks and historic events. |
| Identifies risks from surface water and groundwater flooding | Ensures client is fully informed on potential flood risks. |
| Reveals flood defences and areas that would benefit from flood defences. | Use of Environment Agency/Natural Resources Wales’ data informs client of flood defence projects planned over next 5 years. |
| Uses JBA’s Floodability rating and NPPG Flood Risk Assessment indicator | Ratings give client clear indication where a property is located near a flood risk. |
| £10 million professional indemnity insurance on any one claim. | All professional parties involved in the property transaction are covered by the indemnity insurance. |
